THE MIDDLE EAST’S

46. Klivvr *

Description: Financial technology company
Headquarters: Egypt
Date of Establishment: 2021
Founders: Onsi Sawiras, Nils Bachtler, Bassem Youssef, Omar Sherif

Klivvr’s products include a payment card paired with an app, enabling users to track spending and set budgets, along with family financial management through supplementary cards. In 2024, Klivvr introduced the family banking product Go Plus, allowing families to manage their expenses through supplementary cards. In January 2025, O B Financial Holding, formally Orascom Financial Holding Company, approved the sale of its majority stake in Klivvr for Electronic Development and Electronic Payments to Klivvr Holding Limited for $13 million. The company had 438,000 users as of January 2025.