Sarah Toukan

Jointly founded by Sarah and Faisal Toukan and Andrew Gold in 2020, U.A.E.-based peer-to-peer payment application Ziina allows users to send and receive payments with a phone number without the need for an international bank account number or a swift code. Ziina secured $7.5 million in its latest funding round, taking its total funding to more than $8.6 million so far. Currently available to only U.A.E. residents, Toukan plans to expand into Saudi Arabia and Jordan next year.