<p style="text-align:left;" size="1" _root="[object Object]" __ownerid="undefined" __hash="undefined" __altered="false">As the digital world becomes ever more connected, consumers have an increasing number of options for making payments. No longer are financial transactions the sole domain of brick-and-mortar banks; nowadays, customers can make instant payments via third-party apps and even buy now and pay later without involving their bank. While open banking and embedded finance are revolutionizing payment options for consumers, they are also creating unprecedented opportunities for banks to expand, improve the customer experience, and generate new revenue streams. </p>